Uninsured Driver Claims

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Currently being involved in a road traffic accident is problematic sufficient to cope with but when you are hit by an uninsured driver, details turn out to be a lot worse.

It commonly is not clear as to what occurs when you are hit by an uninsured driver, effectively if you have a completely extensive policy then you will be covered for the injury caused to your automobile. Having said that you will have to spend the agreed quantity of excess and you could possibly be at danger of losing your no claims bonus if you are unable to trace and recover the quantity from the uninsured driver. However if you have any type of third party policy, you are not covered for the cost of the repair to your personal car but you ought to still inform your insurance corporation of the conditions.

1/3 of people today in the UK have driven at some point devoid of insurance. It is said that uninsured drivers make up 5% of motorists and one in ten of us have been involved in an accident with them. Uninsured drivers result in a great deal more accidents and cost the Motor Insurance coverage Bureau 500 million final year, still only 16% are convicted.

Uninsured drivers are six times more most likely to drive non road worthy vehicles and are nine instances a great deal more most likely to be involved in an accident. They are a lot more most likely to be involved in hit and run and typically make up the accidents that are due to not paying focus.

If you are involved in an accident with an uninsured driver you must:

o Call the police right away

o Take the name of the driver and the owner of the car such as the tackle, the registration quantity and the policy details.

o If you feel that the specifics offered to you could not be appropriate, get in touch with your insurer and they will be in a position to examine the Motor Insurance Database to find out.

o Never ever admit to the accident and prevent throwing accusations at the other person, continue to be calm as the uninsured driver might withhold info and redirect blame.

o Use your mobile mobile phone to take photos of the driver and the car

o If there are witnesses, attempt to get them to give you there specifics incase their account of events is required.

Police carried out enquires in 2004 that located 80% of untaxed vehicles also had no insurance. If you are caught in an accident with a driver who has no insurance coverage, you could face a prolonged battle to have your expenditures paid.

Just before you do anything when it comes to claiming compensation you ought to get legal assistance. You should really speak to private injury lawyers who will be ready to manual you as a result of the claims operation and inform you regardless of whether you have a excellent shot at getting a effective compensation claim.

The very best and most efficienct way of claiming compensation is by a no win no fee claim. If you are profitable in your claim your fees are repaid from the other side and if you are sadly unsuccessful you will have no charges to pay, meaning you do not lose out.